Regular Share Account

  • 0.25% Annual Percentage Yield. Rate is accurate as of August 1, 2017 and subject to change without notice.
  • Members are required to purchase at least one share of capital stock at a cost of $5.00 which is to be deposited in the member’s regular share account.  By purchasing this one share of capital stock you become a voting owner of Allegany County Teachers FCU.
  • There is no restriction on the amount of money a member may deposit into his/her savings account at the Allegany County Teachers Federal Credit Union, although only $250,000.00 is insured by NCUSIF.
  • Dividends will be paid on a monthly basis at a rate approved by the Board of Directors. Dividends are paid on the average daily balance and posted on the last day of each month. Such dividends will be declared at the monthly board meetings after reviewing the financial reports.