Club Account

  • Christmas Club Account – .30% Annual Percentage YieldRate accurate as of October 1, 2017. Penalty may be imposed for early withdrawal. Rate subject to change without notice.
  • Specify the amount you wish to set aside from each pay by means of Direct Deposit or Payroll Deduction.
  • Funds will be transferred to your draft/checking account by October 1st of each year. If you do not have a checking account, the funds will be transferred to your share/savings account.
  • Dividends will be compounded and posted monthly.
  • The member will be assessed a fee for early withdrawal as set by the Fee Schedule.
  • There is no minimum balance or payment required.

 

  • Summer Savings Account – .30% Annual Percentage Yield – Rate accurate as of October 1, 2017. Penalty may be imposed for early withdrawal. Rates subject to change without notice.
  • For those employees who are on the 10-month payroll, summer months can sometimes present a financial challenge. The “new and improved” summer savings program will provide you with sufficient funds to make it through the dog days of summer in July and August. ACT 1st Federal Credit Union has a special program set up to automatically calculate the amount that will be set aside from each of your paychecks. All you need to be able to tell us is the amount of your gross salary. Contact us today and we’ll get you set up.
  • $3.00 fee for each early withdrawal.
  • Distribution will take place twice in July and twice in August.
  • Summer Savings funds are not included in the share insurance evaluation.

  • V Vacation Club Accounts – .30% Annual Percentage Yield – Rate accurate as of October 1, 2017. Penalty may be imposed for early withdrawal. Rates subject to change without notice.
  • Funds transferred to one of your primary accounts by 06/01 of each year.
  • No minimum balance or deposit required.
  • Dividends compounded and posted monthly.
  • $3.00 fee for each early withdrawal.

Are you concerned about the Equifax cybersecurity attack? Contact us for advice on how to proceed.