Mortgages

LET US HELP!!!

We’ve streamlined the home mortgage application process to make it QUICK, EASY, and CONVENIENT for members. Contact an Allegany County Teachers Federal Credit Union LOAN OFFICER at 301-729-8015 who will walk you through the process!

We can help you choose the best loan programs and most competitive interest rates. We can also put you in contact with our professional mortgage origination staff to find out what product best suits your mortgage needs!

Mortgage Loan Links
First Mortgage CenterVisit our First Mortgage Center to see what we can offer you.
Loan Cost DisclosureObtain an estimate specific to your transaction (purchase vs. refinance, specific state, county, etc.) Minimum down payment requirements include: VA - 0% of borrowed amount, FHA - 3.5% of borrowed amount and Conventional - 5.0% of borrowed amount.
First Time Home BuyingAre you purchasing a home for the first time? Get an overview of the mortgage and home buying process as well as access to various prequalification and payment calculators.
UpgradingDo you already own a home but are moving up? Get an overview of the mortgage and home buying process as well as access to various prequalification and payment calculators.
RefinancingAre you interested in refinancing your existing mortgage? Get access to mortgage calculators that will help you decide if refinancing is sensible and which program might be best for you.
Loan ProgramsGet information and guidance on various mortgage loan products (such as fixed rate vs. adjustable rate) and terms that ACTFCU and Credit Union Mortgage can offer you.
Rate TrackerSee today's rates. You can also enter your desired interest rate and receive notification when that rate becomes available.
Pre-QualifyGet access to mortgage calculators and pre-qualify yourself for a mortgage! This is NOT a pre-approval and no credit reports are obtained. This is just a prequalification tool. A pre-approval would be obtained by clicking on "Apply". 
Contact UsHave a Credit Union Mortgage loan officer contact you - usually within 24 hours or less.
ApplyBegin the mortgage loan application process. Get approved in minutes!