Insurance

GAP (Guaranteed Asset Protection)

GAP (Guaranteed Asset Protection) protects you by covering the “gap” between what you owe on your auto loan and the amount your insurance will cover, in the event your vehicle is totaled in an accident or stolen. Add coverage today!
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Debt Protection Program

CONSUMER OPTIONS
SUMMARY
Option 1
Life, Disability, Unemployment
Option 2
Life, Disability
Option 3
Disability
Option 4
Life
Who is CoveredIndividual Borrower,
Joint Borrowers
Individual Borrower, Joint BorrowersIndividual Borrower, Joint BorrowersIndividual Borrower, Joint Borrowers
Cost per MonthSingle: $3.12/$1,000
Joint: $5.47/$1,000
Single: $2.14/$1,000
Joint: $3.83/$1,000
Single: $1.55/$1,000
Joint: $2.66/$1,000
Single: $0.71/$1,000
Joint: $1.26/$1,000
Life BenefitsBalance Cancellation
Up to $100,000
Graded - Simplified
Pre-Existing Condition
No Age Maximum
Balance Cancellation
Up to $100,000
Graded - Simplified
Pre-Existing Condition
No Age Maximum
Not Included with this OptionBalance Cancellation
Up to $100,000
Graded - Simplified
Pre-Existing Condition
No Age Maximum
Disability BenefitsPayment Cancellation
Up to 24 Months or $24,000
Pre-Existing Condition
Begins on 1st Day of Disability
No Age Maximum
Payment Cancellation
Up to 24 Months or $24,000
Pre-Existing Condition
Begins on 1st Day of Disability
No Age Maximum
Payment Cancellation
Up to 24 Months or $24,000
Pre-Existing Condition
Begins on 1st Day of Disability
No Age Maximum
Not Included with this Option
Unemployment BenefitsPayment Cancellation
Up to 6 Months or $3,000
Begins on 1st Day of Unemployment
No Age Maximum
Not Included with this OptionNot Included with this OptionNot Included with this Option

HOME EQUITY
OPTIONS
SUMMARY
Option 1
Life, Disability, Unemployment
Option 2
Life, Disability
Option 3
Disability
Option 4
Life
Who is CoveredIndividual Borrower,
Joint Borrowers
Individual Borrower,
Joint Borrowers
Individual Borrower,
Joint Borrowers
Individual Borrower,
Joint Borrowers
Cost per MonthSingle: $3.12/$1,000
Joint: $5.47/$1,000
Single: $2.14/$1,000
Joint: $3.83/$1,000
Single: $1.55/$1,000
Joint: $2.66/$1,000
Single: $0.71/$1,000
Joint: $1.26/$1,000
Life BenefitsBalance Cancellation
Up to $100,000
Graded - Simplified
Pre-Existing Condition
No Age Maximum
Balance Cancellation
Up to $100,000
Graded - Simplified
Pre-Existing Condition
No Age Maximum
Not Included with this OptionBalance Cancellation
Up to $100,000
Graded - Simplified
Pre-Existing Condition
No Age Maximum
Disability BenefitsPayment Cancellation
Up to 24 Months or
$24,000
Pre-Existing Condition
Begins on 1st Day of Disability
No Age Maximum
Payment Cancellation
Up to 24 Months or $24,000
Pre-Existing Condition
Begins on 1st Day of Disability
No Age Maximum
Payment Cancellation
Up to 24 Months or $24,000
Pre-Existing Condition
Begins on 1st Day of Disability
No Age Maximum
Not Included with this Option
Unemployment BenefitsPayment Cancellation
Up to 6 Months or $3,000
Begins on 1st Day of Unemployment
No Age Maximum
Not Included with this OptionNot Included with this OptionNot Included with this Option

CREDIT CARD
OPTIONS
SUMMARY
Option 1
Life, Disability, Unemployment
Who is CoveredSingle and/or Joint Borrower
Cost per Month$3.98/$1,000
Life BenefitsBalance Cancellation
Up to $100,000
Graded - Simplified
Pre-Existing Condition
No Age Maximum
Disability BenefitsPayment Cancellation
Up to 24 Months or $24,000
Pre-Existing Condition
Begins on 1st Day of Disability
No Age Maximum
Unemployment BenefitsPayment Cancellation
Up to 6 Months or $3,000
Begins on 1st Day of Unemployment
No Age Maximum

Certain eligibility requirements and exclusions may apply to these summaries. Guaranteed Asset Protection (GAP) and the Debt Protection Program are options that do not affect your application for credit or the terms of any credit agreement with ACTFCU. Neither option is a contract for insurance.

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