Start Saving Now For Your Next Vacation! Vacation Club Accounts       * No minimum balance or deposit required.        * Funds transferred to one of your primary           accounts by 06/01 of each year.        * Dividends compounded and posted           monthly.        * $3.00 fee for early withdrawal.

  

We Go Above and Beyond to Serve You! Have you ever miscalculated the timing of a payment clearing your account, or lost track of your account balance? We understand that it is embarrassing, time consuming, and expensive when a check is returned for insufficient funds. That is why we are now offering - as a service to our Member-Owners...  Courtesy Pay  Allegany County Teachers Federal Credit Union will authorize and pay overdrafts up to $500.00 (depending upon your credit history). This courtesy will take place only if there is not enough in your savings account to cover the overdraft amount. Some restrictions may apply. Enrollment is free at any one of our three branch offices.