Loans | Mortgage | Savings | Certificates
| Loans |
Term |
APR |
Calculator |
| Auto Loan (New) |
12-60 Months |
2.99% |
Calculator |
| Auto Loan (New) |
61-72 Months |
3.50% |
Calculator |
| Auto Loan (New) |
73-84 Months |
3.99% |
Calculator |
| Auto Loan (Used 2009-2012) |
12-60 Months |
2.99% |
Calculator |
| Auto Loan (Used 2009-2012 > $10,000.00) |
72 Months |
3.50% |
Calculator |
| Auto Loan (Used 2009-2012 > $20,000.00) |
84 Months |
4.50% |
Calculator |
| Auto Loan (Used 2008 > $15,000.00) |
12-72 Months |
4.25% |
Calculator |
| Auto Loan (Used 2008 and Older) |
12-60 Months |
3.99% |
Calculator |
| Boat, Trailer, or Pop-Up Loan (New) |
12-60 Months |
4.99% |
Calculator |
| Boat, Trailer, or Pop-Up Loan (New) |
72 Months |
6.50% |
Calculator |
| Boat, Trailer, or Pop-Up Loan (New > $30,000.00) |
84 Months |
7.50% |
Calculator |
| Boat, Trailer, or Pop-Up Loan (Used) |
12-60 Months |
5.99% |
Calculator |
| Christmas Loan (Sept. 1-Jan. 31, Maximum $2,000.00) |
12 Months |
5.75% |
Calculator |
| Christmas Loan (Sept. 1-Jan. 31, Maximum $2,000.00) |
24 Months |
5.95% |
Calculator |
| Computer Loan (Maximum $3,000.00) |
12-36 Months |
5.50% |
Calculator |
| Consolidation Loan (Auto Secured) |
12-60 Months |
8.95% |
Calculator |
| Home Equity Loan (Maximum $50,000.00) |
12-60 Months |
3.99% |
Calculator |
| Home Equity Loan (Maximum $50,000.00) |
120 Months |
4.25% |
Calculator |
| Mortgage Loan (Fixed Rates) |
120 Months |
4.50% |
Calculator |
| Mortgage Loan (Fixed Rates) |
180 Months |
4.75% |
Calculator |
| Mortgage Loan (Fixed Rates) |
240 Months |
4.85% |
Calculator |
| Mortgage Loan (Fixed Rates) |
360 Months |
4.95% |
Calculator |
| Motor Cycle Loan (New) |
12-60 Months |
3.49% |
Calculator |
| Motor Cycle Loan (Used 2006-2011) |
12-60 Months |
3.49% |
Calculator |
| Personal Loan |
12-60 Months |
7.95% |
Calculator |
| Rental Property/Business Loan (80% Financing) |
12-144 Months |
6.50% |
Calculator |
| RV Loan (New, 80% Financing) |
12-84 Months |
6.50% |
Calculator |
| RV Loan (Used 2001-2011) |
12-84 Months |
7.25% |
Calculator |
| RV Loan (Used 2000 and Older) |
12-84 Months |
8.49% |
Calculator |
| School Bus Loan (New or Used, 80% Financing) |
12-144 Months |
6.25% |
Calculator |
| Share Secured Loan |
12-60 Months |
3.75% |
Calculator |
| Share Certificate Secured |
12-60 Months |
5.25% |
Calculator |
| Small Business Loan (Committee Approval, 80% Financing) |
12-144 Months |
7.50% |
Calculator |
| Tax Loan (Jan. 1-Apr. 15) |
12-24 Months |
6.25% |
Calculator |
| Vacation Loan (Maximum $2,000.00) |
12 Months |
5.75% |
Calculator |
| Vacation Loan (Maximum $2,000.00) |
24 Months |
5.95% |
Calculator |
| VISA Credit Card Loan (No Annual Fee) |
N/A |
10.50% |
Calculator |
|
*APR = Annual Percentage Rate (Interest Only)
All loan rates are determined by using the member's National Risk Score from the
Experian Credit Reporting Agency. The better the score, the better the rate.
Go To Loan Application | Go To Calculators | Back to Top
For example: If there is an auto loan rate of 4.99% for 36 months, payment is $29.97 per
$1,000.00 borrowed, assuming credit life and disability insurance is not elected.
|
| Share Savings Accounts |
Dividend Rate |
APY* |
Term |
| Regular Shares - Tiered ($5.00 minimum deposit required) |
|
|
|
|
$5.00 - $499.99
|
.25
|
.25
|
n/a
|
|
$500.00 - $50,000.00
|
.50
|
.50
|
n/a
|
|
$50,000.01 and above
|
.75
|
.75
|
n/a
|
|
Share Draft Accounts ($1,000.00 & Above)
|
n/a
|
n/a
|
n/a
|
|
Christmas Club Accounts
|
.75
|
.75
|
n/a
|
|
Summer Savings Accounts
|
.75
|
.75
|
n/a
|
|
Money Market Account - Tiered ($2,500.00 minimum deposit required)
|
|
|
|
|
$2,500.00 - $20,000.00
|
1.00
|
1.00
|
n/a
|
|
$20,000.01 - $50,000.00
|
1.15
|
1.16
|
n/a
|
|
$50,000.01 - $75,000.00
|
1.20
|
1.21
|
n/a
|
|
$75,000.01 and above
|
1.25
|
1.26
|
n/a
|
|
*APY = Annual Percentage Yield
Rates accurate as of February 1, 2012. Savings dividends are calculated on the average
daily balance and compounded and posted monthly. Rates are subject to change
without notice. Club accounts may be subject to an early withdrawl penalty.
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|
| Share Certificates |
Dividend Rate |
APY* |
Term |
| Individual Retirement Accounts - IRAs |
2.00
|
2.02
|
n/a
|
|
Share Certificate 6-Month Term (Minimum Deposit $500)
|
1.00
|
1.00
|
6
|
|
Share Certificate 12-Month Term (Minimum Deposit $500)
|
1.25
|
1.26
|
12
|
|
Share Certificate 18-Month Term - (Minimum Deposit $500)
|
1.50
|
1.51
|
18
|
|
Share Certificate 24-Month Term (Minimum Deposit $500)
|
1.75
|
1.76
|
24
|
|
Share Certificate 36-Month Term (Minimum Deposit $500)
|
2.00
|
2.02
|
36
|
|
Share Certificate 48-Month Term (Mimimum Deposit $500)
|
2.25
|
2.27
|
48
|
*APY = Annual Percentage Yield
Rates accurate as of February 1, 2012. Share Certificate dividends are calculated on the average daily balance,
and compounded and posted monthly. Yield applies when dividend is reinvested into the account. There
is a one-time "bump-up" for the term of the certicate if the rates should increase. A penalty
may be imposed for early withdrawal. Rates are subject to change without notice.
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|
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